Guides

The numbers and know-how behind the tests — typing speed, reaction time, clicking technique and hardware fixes.

The 60% Tax Trap

There is no 60% tax band, yet a slice of income really is taxed at about 60%. Here is the mechanism that creates it, and the one lever that removes it.

Pension Tax Relief

The three UK workplace pension arrangements give different take-home pay for the same contribution — and one leaves higher-rate relief unclaimed unless you ask.

First-Time Buyer Stamp Duty

First-time buyer stamp duty relief disappears completely above a price cap — not gradually. One pound more on the price can cost thousands in tax.

Payments on Account

A first Self Assessment bill often arrives half as large again as expected. It is two separate things added together, and knowing which is which makes it predictable.